Farming and Agricultural Machinery Finance

Release capital and reduce risk with our agricultural finance options

Farming is a key contributor to the UK economy, which is why it is vital that you have the new equipment and machinery your need to maximise productivity and profitability. AFARL provide competitive and cost-effective agricultural financing solutions that will improve cash flow and put you in a position to succeed.
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Agriculture Sectors

Combine Harvesters
Crop sprayers
Solar Panels
Milking parlours

We provide the agricultural finance you need to grow your farming business

Agricultural Finance Solutions
Farming is a highly competitive industry - being unable to access the new and used equipment you need can put your business at risk. We know that farming machinery can come at a high cost, which is why we offer a range of agriculture equipment finance solutions and flexible options that are tailored to the specific needs of your business. By working with us, you can get the equipment you need to help your business thrive.
New or used farming equipment
Available on private purchases
Tailored finance packages
Long-term finance solution
Competitive finance solutions
Fixed monthly costs

Go green with agricultural business finance

We offer an innovative range of funding options designed specifically for agriculture. Our expert advisors understand the industry and have helped thousands of farmers across the UK find a solution to fund everything from tractors, cultivators and fertilizers. Our tailored financing options can help you spread the cost of agricultural equipment, vehicles, and agritech.

As the demand for alternative renewable energy solutions grows, farmers are often under pressure to operate sustainably. We can help you access the latest machinery or vehicles you need to make your business more sustainable and energy efficient, reducing your carbon footprint and running costs. Your business will benefit from the working capital provided by a farm finance loan and flexibility to invest in new machinery.

Finance Lease for Agriculture

What is a Finance Lease?

Lease financing is a common choice for businesses that need assistance with funding a new asset, when contract hire is not an option. Agriculture finance leases are where the ownership of the machinery remains with the finance company. You are essentially hiring the vehicle from the finance company for a set period of time. The cost of the assets you lease is spread out into monthly payments, making it more affordable and manageable for small and medium sized farming businesses.

This type of financing is also flexible, as businesses can tailor the length of the lease and the amount of the monthly payments to their needs. At the end of the contract, you will have the option to hand the vehicle back, arrange a new contract, or take out an arrangement on a new vehicle.

Contact us today for the best agricultural leasing solutions, regardless of your credit score.
Available on private purchases
Ideal long-term solution for your business
Competitive finance solutions
Fixed monthly costs
Asset Finance & Refinance - Agriculture Finance - Truck Car Land Rover

Lease Purchase for Agriculture

What is a Lease Purchase?

Lease purchase agreements are a type of asset financing that allow lessees to purchase the leased asset at the end of the contract. You will have the option to purchase the financed farming machinery or vehicle at the end of the lease. Lease payments are often lower than if the lessee had purchased the asset outright, and the lease may include an option to purchase the asset at a pre-determined price.

This is an ideal financing solution if you eventually want to own the vehicle without having to buy outright. Get in touch if you want us to help you find the best lease contracts, for people with all credit ratings.
Tailored packages to suit you and your business
Own the asset at the end of the contract
Competitive finance solutions
Spread the cost of acquiring equipment
Repayment calculator
Asset Finance & Refinance - Agriculture Finance - Tractor Finance
Asset Finance & Refinance - Agriculture Finance - Sprayer Finance

Hire Purchase for Agriculture

What is a Hire Purchase?

Hire purchase agreements are a type of traditional financing agreement in which the buyer agrees to make regular payments over an agreed period of time in order to ultimately own the asset. You would pay for your agricultural equipment in regular instalments until you meet the total value of all assets. 

The biggest advantage of a hire purchase is that it allows the buyer to take ownership of an item right away, as opposed to having to wait until they've saved up the entire amount. The extra flexibility offered by this type of contract can help farming companies to better manage their budgets and cashflow. At the end of the contract, you have the option to continue using the asset or sell it.

Contact us for the best competitive hire purchase finance quote for your financial situation.
Spread the cost
Option to own
Balloon payment option
Competitive packages
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Efficient turnaround
Our application process is simple, and you can get your finance in as little as 24 hours (24 hours is possible but in reality it does take considerably longer). Our team of experts will also be with you every step of the away to offer any assistance you may need.
Personalised results
Tailored quotes specific to you and your needs, so you know you are getting the best deal possible. Every application is carefully looked through so we can do our best to solve your problem. If you are struggling to obtain funding, or have been previously refused, we are here to help you in any way we can.
Cash release
Using various methods of asset financing and refinancing can support the growth of your business by freeing up capital you can then inject elsewhere.
Expert knowledge
Asset Finance and Refinance industry experts that have specialist knowledge in different business sectors. We put our years of experience to use by helping provide a solution to your financial problem, regardless of your situation.
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© Copyright 2021 Asset Finance & Refinance Limited. All rights reserved. Authorised and licensed by the FCA.
Disclaimer: Asset Finance and Refinance limited act as a licensed credit broker and not a lender, authorised and regulated by the Financial Conduct Authority, registration number 773835. All finance is subject to status and income. Applicants must be 18 or over, terms and conditions apply, guarantees and indemnities may be required. Written quotations on request. Certain exclusions for NI residents. Asset Finance and Refinance Limited can introduce you to a limited number of finance providers based on your credit rating and we may receive a commission for such introductions.
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