Haulage & HGV Finance
Haulage Vehicle and HGV Finance Solutions
Whether you are a haulage firm or freight company, the assets you need to acquire for your business can be a huge financial outlay. To lesson the impact, we specialise in arranging HGV finance for haulage companies and fleet operators based in the UK - regardless of credit rating. Use our HGV calculator to find out how much you could borrow today.
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Haulage & HGV Vehicle Sectors
Articulated Lorries
Rigid Bodied Lorries
Refrigerated Trucks
Tankers
Flatbed Vehicles
New or used haulage vehicles and HGVs
Available on private purchases
Tailored finance packages
Long-term finance solution
Competitive finance solutions
Fixed monthly costs
With haulage finance you can spread the costs of acquiring a new asset and improve cash flow
We understand that competition in the haulage industry is fierce. This is why we tailor HGV finance solutions to meet your specific needs. Poor credit rating? No problem - we can assist you with sourcing competitive funding regardless of your financial history.
Haulage and HGV finance can be a complex and daunting task for many business owners. At AFARL, we have a service team of experts who are dedicated to helping our clients secure the best financing options for their business, and we are here to help you find the right financing solution for your business. Whether you need to finance a new truck, purchase equipment, or expand your business, we can help you find the right solution for your needs.
We understand the unique challenges that haulage and HGV businesses face. The costs of buying a fleet of vehicles and operating vans and trucks can soon get too high, especially when you factor in running costs and rising fuels prices. In order to maintain and grow your haulage business it’s important that you keep your costs under control - that’s where we come in. Our truck finance experts can create a bespoke funding package that will help you control costs and improve cash flow.
Haulage and HGV finance can be a complex and daunting task for many business owners. At AFARL, we have a service team of experts who are dedicated to helping our clients secure the best financing options for their business, and we are here to help you find the right financing solution for your business. Whether you need to finance a new truck, purchase equipment, or expand your business, we can help you find the right solution for your needs.
We understand the unique challenges that haulage and HGV businesses face. The costs of buying a fleet of vehicles and operating vans and trucks can soon get too high, especially when you factor in running costs and rising fuels prices. In order to maintain and grow your haulage business it’s important that you keep your costs under control - that’s where we come in. Our truck finance experts can create a bespoke funding package that will help you control costs and improve cash flow.
Finance Lease for Haulage & HGV
What is a Finance Lease?
Lease finance is a popular choice for businesses that need help with financing a new asset, when contract hire is unsuitable. With a HGV finance lease, the vehicle is hired to you but the ownership remains with the finance company. The total cost of the assets you lease is split into monthly payments, which makes it more affordable and manageable for small and medium sized haulage business.
This type of financing is also flexible, as businesses can choose the length of the lease and the amount of the monthly payments.At the end of the contract, you will not own the vehicle but have the option to hand the vehicle back, arrange a new contract or take out an arrangement on a new vehicle.
This type of financing is also flexible, as businesses can choose the length of the lease and the amount of the monthly payments.At the end of the contract, you will not own the vehicle but have the option to hand the vehicle back, arrange a new contract or take out an arrangement on a new vehicle.
New or used HGVs or trucks can be financed
Available on private purchases
Tailored finance lease packages
Maintenance and insurance can be included
Low deposit
Tax advantages
Fixed monthly costs
Lease Purchase for Haulage & HGV
What is a Lease Purchase?
A lease purchase is a type of financing agreement that allows a lessee to purchase the leased asset at the end of the contract. With a lease purchase you will have the option to buy the HGV or haulage vehicle you have financed at the end of the lease. The payments made during the lease term are generally lower than if the lessee had purchased the asset outright, and the lease may include an option to purchase the asset at a pre-determined price.
This is an ideal financing solution if you eventually want to own the vehicle but don’t have the funds to pay upfront.
This is an ideal financing solution if you eventually want to own the vehicle but don’t have the funds to pay upfront.
Tailored packages to suit you and your business
Own the asset at the end of the contract
Competitive finance solutions
Spread the cost of acquiring equipment
Repayment calculator
Hire Purchase for Haulage & HGV
What is a Hire Purchase?
A hire purchase is a traditional financing agreement whereby the buyer agrees to make regular payments over an agreed period of time in order to ultimately own the asset. You would pay for your Haulage vehicle/HGV in regular instalments until you meet the total value of the asset.
The main benefit of a hire purchase is that it allows the buyer to take ownership of an item immediately, rather than having to wait until they have saved up the full amount. This additional flexibility helps Haulage companies to manage their budgets and cashflow better. At the end of the contract, you can choose to continue using the asset or sell it on.
The main benefit of a hire purchase is that it allows the buyer to take ownership of an item immediately, rather than having to wait until they have saved up the full amount. This additional flexibility helps Haulage companies to manage their budgets and cashflow better. At the end of the contract, you can choose to continue using the asset or sell it on.
Fixed monthly costs to help with budgeting
Option to own
Balloon payment option
Competitive packages
Ownership of the vehicle at end
No mileage restrictions
The types of funding options on offer for HGV and haulage vehicles:
Highly competitive rates from across over 40 lenders, getting you more for your money and the tools to boost business growth
Finance Lease
A finance lease is a method of financing assets where they remain the property of the finance company that hires them and you pay for the hire of the asset(s).
Asset Finance
Asset finance is designed for those who wish to acquire a new asset to grow their business but wish to spread the costs.
Hire Purchase
You hire the goods and then pay an agreed amount by instalments. You don't own the goods until you have paid the agreed amount in full.
Efficient turnaround
Our application process is simple, and you can get your finance in as little as 24 hours (24 hours is possible but in reality it does take considerably longer). Our team of experts will also be with you every step of the away to offer any assistance you may need.
Personalised results
Tailored quotes specific to you and your needs, so you know you are getting the best deal possible. Every application is carefully looked through so we can do our best to solve your problem. If you are struggling to obtain funding, or have been previously refused, we are here to help you in any way we can.
Cash release
Using various methods of asset financing and refinancing can support the growth of your business by freeing up capital you can then inject elsewhere.
Expert knowledge
Asset Finance and Refinance industry experts that have specialist knowledge in different business sectors. We put our years of experience to use by helping provide a solution to your financial problem, regardless of your situation.
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© Copyright 2021 Asset Finance & Refinance Limited. All rights reserved. Authorised and licensed by the FCA.
Disclaimer: Asset Finance and Refinance limited act as a licensed credit broker and not a lender, authorised and regulated by the Financial Conduct Authority, registration number 773835. All finance is subject to status and income. Applicants must be 18 or over, terms and conditions apply, guarantees and indemnities may be required. Written quotations on request. Certain exclusions for NI residents. Asset Finance and Refinance Limited can introduce you to a limited number of finance providers based on your credit rating and we may receive a commission for such introductions.
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